“You’ve Been Pre-Qualified!” We’ve all received mailers and emails letting us know that our finances are in good shape to buy a house. The message usually goes on to say that you’re a great potential customer to become a homeowner. After a pre-assessment of your finances, credit history, and earning potential, a lender has determined […]

When you refinance your house, the new loan pays off the existing loan. The most obvious advantage of refinancing is helping financially strained borrowers to use some of the money from their home’s value to cater to other needs. This is especially helpful when you’re anticipating an increase in your budget.  Other benefits include shortening […]

“Is now the right time to buy a home?” This is a question that everyone should ask themselves when they start dreaming of a new house and saving up for a down payment. Whether you’ve been saving for several years or you have just started dreamily browsing Zillow, the best time to buy is mostly […]

Did you know that when you pay property taxes, the money is used to fund government services? The government receives revenues by taxing the proceeds of investments and certain incomes. Such taxes fund the jobs of government employees and also help in infrastructure development. These taxes can be a burden on many homeowners. Fortunately, homestead […]

According to Forbes, homeowners spend an average of $1,200 per month (or between 1-4% of their home’s value) to keep their homes in good condition. They do so to guarantee the safety and comfort of their families and preserve the investment value of their homes.  For the homeowners wondering how to maintain the value of […]